Spend Or Save

January No Spend Challenge — Two Week Check-In

January 18, 2019

woman

I’m on week 2 of the January No Spend Challenge, where for the month of January I’m trying to only shop for the essentials and nothing else. For the rules of the challenge, check out this post.

I’m happy to report that for week 2, I did not shop for anything that was non-essential. However, I have noticed that my desire to shop, has increased quite a bit. It’s the middle of January, and my area is in the heart of the winter season, which means it is also the middle of sweater weather, my favorite time of year. With the stores clearing out their winter collections, sweaters are on sale, sometimes at deep, deep discounts, which makes resisting the urge to shop, that much harder to do.

Thankfully, I have a quick and easy way to stop this urge before it can manifest and wreck my participation in the no spend challenge.

What did I do?

Keep on reading

January No Spend Challenge — One Week Check-In

January 9, 2019

For the month of January I’m doing a no spend challenge. For the entire month, I’m trying to only shop for the essentials and nothing else. For the rules of the challenge, check out this post.

Here’s how I did for the first week.

I’ve mostly been able to stick to my goal of only shopping for the essentials, except for last Saturday when I got my hair done. I’d actually forgotten about the appointment until the salon called to confirm, and I almost canceled it, because haircuts don’t fit under the rules of the challenge.

But I didn’t.

Why?

Keep on reading

January No Spend Challenge

January 2, 2019

woman

Image from: pixabay.com

Now that the holiday season is over and the new year is here, January is the perfect time to embark on a no-spend challenge. By allowing yourself to take a break from shopping and spending, you give both your wallet and your impulse drives a chance to reset themselves. Not shopping for one month forces you to use what you have, instead of focusing on what you want to buy.

The rules for a no-spend challenge are very simple. For one month (a mere 31-days for the month of January) you simply don’t buy anything that isn’t necessary for you to live.

Keep on reading

Merry Shop-mas Or Merry Christ-mas?

December 21, 2018

“Unique gift ideas.”

“Personalized gift ideas.”

“Thoughtful gift ideas.”

With Christmas only a few days away, both stores and bloggers are pushing their last minute gift ideas with a feverish passion.

In turn, the pressure to buy the perfect gift can send one’s stress levels skyrocketing to the top.

Especially if you’re a last minute shopper.

The tradition of giving gifts at Christmas is an old one. Depending on whom you ask, you may hear that is first began with pagan rituals held during the winter, or during the winter solstice in ancient Rome, or from the the Christianity custom associated with the day of Jesus’s birth.

Regardless of why you exchange gifts during the holiday season, it’s important to remember one thing above all else.

Keep on reading

Stop Impulse Shopping Fast — 4 Questions To Ask Yourself, Before You Buy

October 25, 2018

e-learning-1367416_640

Making unplanned purchases—impulse shopping—is one of the areas that a shopaholic struggles to contain every single day. It’s also the apple in the eye of business owners and marketers.

Impulse buying is an important sales driver of businesses and they spend a lot of time and money to make sure consumers that enter their brick and mortar stores, or online websites, do exactly that. Free shipping, sales and promotions, well designed websites, and mobile optimization are all methods employed to encourage consumers to buy something.

With so many methods carefully crafted to get you to buy, buy, buy, how do you stop yourself from making an impulse purchase when you are in the heat of the moment?

Here are 4 questions to ask yourself:

Keep on reading

Shopping Brake Is In The News!

December 22, 2017

I can’t think of a better Christmas Gift than to see Shopping Brake in the news! The book Shopping Brake: Proven tips to stop shopping wrong, and start shopping right for a wardrobe you love was featured in the Community Magazine December 2017 Colts Neck / Holmdel / Lincroft Edition!

It’s the perfect gift, to discover that my book is helping people to conquer their shopping addiction, one book at a time.

Read the full article below!

Keep on reading

Enter To Win A Free Copy of Shopping Brake — The Book

November 9, 2017

I’m excited to announce that you can enter to win a free paperback copy of my book, Shopping Brake: Proven tips to stop shopping wrong, and start shopping right for a wardrobe you love.  To enter simply click on the Goodreads Book Giveaway below, and good luck!

Goodreads Book Giveaway

Shopping Brake by Lisa Deerwood

Shopping Brake

by Lisa Deerwood

Giveaway ends November 27, 2017.

See the giveaway details
at Goodreads.

Enter Giveaway

 

What To Consider When Buying Jewelry

November 6, 2017

Jewelry is an easy way to pull a look together.  Bracelets, necklaces, earrings, rings, you have a wide variety of options that can elevate any outfit.  In addition to what piece of jewelry you want to own, there’s another, even more important consideration to keep in mind—are you going to buy costume jewelry or fine jewelry?

In order to decide which option you want, you have to consider what quality of metal and stones you want your jewelry to have.

Keep on reading

Spend or Save — Taupe Booties and Quilted Vests

October 19, 2017

taupebootiesandquiltedvests

Would you spend or save on this fall look?

One of the things that excites me the most about dressing for fall is that I get to wear all of my boots again.  Since it takes my area time to cool down enough to sport knee high and over the knee boots without overheating, I satisfy my craving for boots with booties first. As a blonde haired gal, I’m especially fond of taupe because it’s a lighter neutral than black, yet just as versatile. And a vest is the ideal topper for layering during transitional weather too. The torso keeps you warm, yet your arms are still uncovered so you don’t overheat.

If you’re thinking about adding a pair of booties or quilted vests to your fall wardrobe the first thing you have to decide is if you want to Spend or Save.

Here are the two options:

Keep on reading

Spend Or Save — Fall Jacket

September 25, 2017

Both jackets are photographing black, but they are really navy. Should I Spend or Save?

Falls cool days is perfect jacket weather. While my favorite fall jacket is a leather jacket (or pleather is you prefer fake), some days it’s too wet outside to wear one. That’s when I reach for a jacket that is water resistant or water proof instead.

This year it was time for me to upgrade my fall jacket. Before I shop I always decide in advance exactly what I’m looking for. I already know that I’m shifting my wardrobe into more blues, so my search was narrowed down to the following criteria: blue, lightweight, water resistant (or water proof), upper to mid thigh in length, and a zipper closure. Features I was flexible on included whether or not the jacket had a hood, and the color of the hardware. My budget was set at $200. Once I had the specifics sorted out it was time to shop. Deciding before I walk into a store what I’m looking for helps me to stay focused when I shop. I can quickly weed through the selections and avoid becoming distracted by all of the pretty things!

Keep on reading