January No Spend Challenge

January 2, 2019


Image from: pixabay.com

Now that the holiday season is over and the new year is here, January is the perfect time to embark on a no-spend challenge. By allowing yourself to take a break from shopping and spending, you give both your wallet and your impulse drives a chance to reset themselves. Not shopping for one month forces you to use what you have, instead of focusing on what you want to buy.

The rules for a no-spend challenge are very simple. For one month (a mere 31-days for the month of January) you simply don’t buy anything that isn’t necessary for you to live.


  • No eating out, drinks, or coffee
  • No buying clothes, make-up, or accessories
  • No hair or nail services
  • No money spent on craft projects or entertainment
  • No buying items on sale or stockpiling

The only items that you can buy, are those items that contribute to your well being which include:

  • Food that you cook and eat at home
  • Gas for your car (or other transportation expenses such as a monthly bus pass)
  • Medicine
  • Mortgage/Rent
  • Insurance
  • Utilities
  • Internet/Phone
  • Child care services

Anything that’s not a need to live (ie it’s a want) you do not buy for one month.

Taking a break from spending for one month can bring with it many wonderful opportunities for personal growth. You’ll have the time and energy to declutter, finish projects that you’ve started, use up the things that you have, and enjoy the stuff that you already own. By making do with what you have, for a mere 31-days, your place becomes more than a mere space to sleep, shower, and store stuff, it becomes your entire focus, it becomes your home.

You’ll also gain an opportunity to assess what your essentials really are, how much you spend to simply live, and reprioritize what’s important in your life.

For the month of January, I’ll be participating in the no-spend challenge, perhaps you’ll join me?


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